For those procrastinators – ummm the holiday are upon us! Here are some really good last minute tips for holiday shopping.
Make a List and Check it Twice
One of the biggest traps of last-minute shopping is going over budget. Before you brave any store, make a list of how much you'd like to spend on each person you are buying for, and stick to it. Resist the urge to keep shopping for the perfect gift, and leave the store as soon as you've crossed everyone off your list.
Set a Time Limit
Retailers have a few tricks up their sleeves to get you to linger in their stores, such as playing catchy holiday music and scenting the air with pleasant holiday smells, making it more likely you'll buy something on impulse. SET A REAL TIME LIMIT – Use your electronic piece of toast (phone) you carry around to warn you when you have exceeded your time in that store. The longer you shop the more you spend – pretty elementary!
Most online retailers guarantee delivery up to a few days before Christmas, so skip the mall and shop online for your gifts instead. You can avoid the hustle and bustle of the holiday crowds, and you can either ship your gifts right to the recipient, or have them sent to you.
HELLO – if you have not figured this out yet – ONLINE is the way to go – avoid the crowds – most companies are great about returns – and more importantly you can find one of kind items not sold in your traditional malls or box stores!
Food Never FailsThe way to anyone's heart is through their stomach, right? If you're a whiz of a baker, whip up a batch of your special cookies to give as gifts. If you want to give something tangible, wrap them up on a pretty cookie platter or in a festive holiday tin.
I love food who doesn’t!
Shop on Christmas Eve
We know — waiting until the day before Christmas to shop sounds like a terrible idea. But think of it this way — most people are finished by Christmas Eve, meaning the malls will be less crowded, allowing you to shop with your people – you know other panicky procrastinators like yourself!
Know When to Stop (No there is no 1-800- I have a shopping problem – but there should be for some people!)
Once you've bought for everyone on your list, stop shopping. It sounds simple enough, but often times, the urge to find the perfect gift compels anxious shoppers to keep going. Just because your gift is last-minute does not mean it's inadequate-- no one knows when you purchased or made it!
Re-gifting is not a dirty word!
If it's come down to the wire and you're really in a bind, considering re-gifting as a last resort. Just make sure your gift doesn't fall into the hands of someone who might find out your secret — or worse — into the hands of the person who originally gave it to you!
From all of us at Herrholtz insurance Agency –- have a VERY MERRY Christmas and a Happy New Year!
Make your one of your New Year’s Resolution (one that you can keep) to call us at 440-527-0304 – We would love to save you some money in 2017!