Storm surges and extreme winds. Flash floods and power outages. Fires ,Hurricanes, Tornado’s etc… are unquestionably dangerous for humans, but when the winds calm and the waters subside, it will without a doubt have damaged something else—precious personal and cultural artifacts that are now wind-shredded, waterlogged or simply up in smoke.
As scary as it may seem, disasters are inevitable. Things happen – so why not be prepared?
Far too many of us keep our most treasured keepsakes in places that could see the most damage. Attics and basements for example are really terrible places to keep family photo’s or your great great grandmothers famous spaghetti sauce recipe. Basements flood, attics are super hot during those summer months and you never know when a critter may get into the attic and destroy items.
Here are a few tips for preparing and dealing with natural disasters that could threaten your most prized possessions:
Take Your Stuff Seriously:
Most people don't realize how meaningful their things are until they're gone. Even if nobody else would think that your favorite photo or a handwritten note from a loved one who is not longer with us is significant – It is those items that can never be replaced. Take a moment to consider what possessions are most important to you, then think about how you'll save or salvage them in case of emergency.
It continues to get cheaper and cheaper to store your personal photo’s and copies of those treasured hand-written recipes and notes in the cloud! At the very least those items that are the most important to you should be stored electronically and in a safe a secure location in your house.
Location, Location, Location:
Consider where your most valuable or culturally significant artifacts sit inside your house. Move them from areas that are vulnerable to flooding or rain and away from windows, the floor, and the basement. If you have time, cover up delicate materials with plastic sheeting. Simply putting your photos in plastic bags or waterproof bins goes a long way to at least give them a chance to survive.
Assess and fix obvious fire and other hazards:
When I was not in this insurance – I would not notice any obvious hazards. Now as I walk through homes all kinds of hazards jump out at me like a 6th sense. The trip hazards, fire hazards, all of which I was blind too jump out at me as potential dangers.
Do yourself a favor and on that really boring Saturday or Sunday commit a little time to insure your most treasured items remain with you in the event of disaster.
As always feel free to comment or call me about this blog or general insurance questions at 440-527-0304!