Health insurance is insurance against the risk of incurring medical expenses among individuals
Buying health insurance is a big decision. It’s complicated, it’s expensive, and it can have big financial implications. Consider your age, gender, and family medical history. At a very minimum, plan to buy a high deductible health plan, which is also referred to as catastrophic coverage. In a nutshell, a high deductible plan offers a lower premium, and you pay most routine expenses out of pocket.
If you have a serious accident or become seriously ill, your insurance coverage will kick in once you reach your deductible.
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