There's no place like home and with the purchase of a home insurance policy through the Herrholtz Insurance you know you are in good hands. We will make sure you get the best coverage at the most affordable price. Why do you need to purchase a homeowners insurance policy? The most important reason is that you probably can't buy a house without it. All mortgage companies require you to have it, but most importantly your home is your most prized possession, why not protect it fully.
Your home insurance policy covers you for fire, theft, vandalism, hail and most threats that cause you to lose sleep. Most standard home insurance policies provide broad coverage for damage to your house and any permanent structures on your property, damage to your personal contents, personal liability exposures and any costs that you may incur because of a loss that makes your home unlivable.
If you're a renter, you may not think you need insurance at all because your landlord carries insurance on the property. That may be true, but it does not cover your personal belongings. A renters policy on the property. That may be true, but it does not cover your personal belongings. A renters policy with the Herrholtz insurance Agency protects your personal property while on and off the property. It covers your property if it is damaged, stolen or destroyed. It also covers you for liability/medical expense exposures. For example, it covers your items if a thief breaks in and steals them, a water pipe breaks in the apartment and damages your property and if one of your guests slips and injures themselves while dancing in your kitchen.
Too often, people think they don't have enough property to make a renters insurance policy worthwhile. That is not the case once you add up the cost of all of your clothes, furniture, television, iPad and jewelry. And for as low as $7 a month you can get the coverage you need and an affordable price.